NMLS ID 2682670
Who We Are
About Holland Capital Group, LLC
Your Trusted Mortgage Partner in Maryland and Washington D.C.
At Holland Capital Group, LLC, we are dedicated to helping homebuyers, real estate investors, and institutions achieve their property ownership goals through tailored mortgage solutions. Based in Millersville, Maryland, we proudly serve clients within a 50-mile radius, including Annapolis, Baltimore, Washington, D.C., Columbia, Bowie, Glen Burnie, and surrounding communities.
Under the leadership of Nathaniel Holland, our team specializes in providing a wide range of mortgage options, including:
Whether you're a first-time homebuyer seeking down payment assistance, an investor looking to finance a rental property, or a homeowner interested in refinancing, we’re here to guide you every step of the way.
We’ve built our reputation on three core promises:
Competitive Rates & Pricing
We leverage our industry expertise and relationships to secure market-leading interest rates and terms that others can’t match.
Tailored Loan Solutions
Your financial goals and timeline drive every recommendation we make. We take the time to understand your unique situation and provide personalized mortgage options that fit your needs.
Fast & Efficient Closings
Our streamlined process eliminates unnecessary delays, ensuring you reach the closing table with confidence and ease.
That’s why we go above and beyond to deliver exceptional service, expert guidance, and unwavering support throughout your journey. We combine the personalized attention of a boutique firm with the capabilities of a major lender, ensuring a seamless and stress-free experience.
Whether you’re taking your first step toward homeownership, expanding your investment portfolio, or refinancing to unlock your property’s potential, Holland Capital Group is here to make your dreams a reality. Contact us today to begin your conversation!
At Holland Capital Group, LLC, we are dedicated to helping homebuyers, real estate investors, and institutions achieve their property ownership goals through tailored mortgage solutions. Based in Millersville, Maryland, we proudly serve clients within a 50-mile radius, including Annapolis, Baltimore, Washington, D.C., Columbia, Bowie, Glen Burnie, and surrounding communities.
Under the leadership of Nathaniel Holland, our team specializes in providing a wide range of mortgage options, including:
- First and Second Mortgages
- Conventional, Non-Conventional, and Jumbo Loans
- Government-Backed Loans (FHA, VA, USDA)
- Home Equity Lines of Credit (HELOCs)
- Non Qualified Mortgages (QM)
Whether you're a first-time homebuyer seeking down payment assistance, an investor looking to finance a rental property, or a homeowner interested in refinancing, we’re here to guide you every step of the way.
Why Choose Holland Capital Group?
We’ve built our reputation on three core promises:
Competitive Rates & Pricing
We leverage our industry expertise and relationships to secure market-leading interest rates and terms that others can’t match.
Tailored Loan Solutions
Your financial goals and timeline drive every recommendation we make. We take the time to understand your unique situation and provide personalized mortgage options that fit your needs.
Fast & Efficient Closings
Our streamlined process eliminates unnecessary delays, ensuring you reach the closing table with confidence and ease.
Our Mission
At Holland Capital Group, we understand your needs. Purchasing a home or investment property is one of the most significant decisions you’ll make.That’s why we go above and beyond to deliver exceptional service, expert guidance, and unwavering support throughout your journey. We combine the personalized attention of a boutique firm with the capabilities of a major lender, ensuring a seamless and stress-free experience.
Whether you’re taking your first step toward homeownership, expanding your investment portfolio, or refinancing to unlock your property’s potential, Holland Capital Group is here to make your dreams a reality. Contact us today to begin your conversation!
Let’s Start Your Journey
Meet Our Founder/CEO
Nathaniel Holland
Mortgage Broker
Questions & Answers
Frequently Asked Questions
What is the difference between a mortgage lender and a mortgage broker?
A mortgage lender is a financial institution that directly provides home loans. A mortgage broker, on the other hand, acts as an intermediary between borrowers and multiple lenders, helping clients find the best mortgage terms and rates from a variety of lenders.
Why should I work with a mortgage broker instead of going directly to a lender?
Mortgage brokers offer several advantages, including access to a wide range of lenders and mortgage products, which can result in better loan terms and rates. They also provide personalized guidance, simplifying the complex mortgage process and saving you time and effort.
How do mortgage brokers get compensated?
Mortgage brokers are typically compensated through lender-paid commissions or borrower-paid fees, or a combination of both. These fees are disclosed upfront, ensuring transparency in the process. Brokers have a legal obligation to act in the best interests of their clients.
What factors affect mortgage eligibility and interest rates?
Mortgage eligibility and rates are influenced by factors such as credit score, income, employment history, debt-to-income ratio, down payment amount, and the type of mortgage product. Your mortgage broker will help you understand how these factors impact your specific situation.
How long does the mortgage approval process take?
The mortgage approval timeline can vary depending on factors like the complexity of the application, the lender's processing times, and the responsiveness of all parties involved. On average, the process typically takes 30 to 45 days from application to closing. Your mortgage broker will work to expedite the process whenever possible.
Talk to Our Mortgage Experts
Ready to make your homeownership dreams a reality? Contact Holland Capital Group, LLC today to schedule a free consultation.